About Us

ALE Underwriting (GARD Insurance Pty Ltd trading as GARD Leisure and ALE Underwriting ABN 96 605 493 454 AFSL 479 125 ) was created in April 2020 to provide a fresh approach to a difficult niche market segment. ALE Underwriting has combined specialist key underwriters and claims managment with extensive experience and proven success within the difficult Hospitality and Tourism sectors.

ALE Underwriting have developed a market leading underwriting system that allows selected specialist brokers to transact business within minutes of receiving a request. Together with specialist underwriters and brokers this surpasses other insurers in the ISR and Liability space.

Not only have ALE maintained capacity in a difficult market segment they have secured relationships with key business partners aligned with the same long term focus of sustainability.

ALE Underwriting only distribute through an exclusive panel of specialist brokers who are experts within the hospitality and alpine segments. ALE have been able to get distribution into key market sectors such as Australian Hotels Associations for Hotels in NSW and SLOPES Association, the largest Alpine Association in Australia. They have successfully engaged clients within these networks and selected brokers to ensure the product remains superior to the rest of the market.

Our Focus

  • Hotels, Pubs, Motels and Resorts

  • Restaurants, cafes

  • Chalets, lodges, apartments, tenanted lodging (‘alpine risks’)

  • Bed and breakfasts

  • Caravan Parks

  • Modern short term Accommodation – Boarding houses, Motels and backpackers

  • Bar and lounges

  • Licenced Clubs